# Get billing overview

> Returns the current plan, the subscription state, the credit balance and whether a payment is open. Read-only. Changing the plan or paying is only possible in the app.

Last updated: 2026-10-25. Source: https://docs.smartchat.marketing/en/api/reference/billing/get_billing/

Returns the current plan, the subscription state, the credit balance and whether a payment is open. Read-only. Changing the plan or paying is only possible in the app.

`GET /v1/billing`

| | |
|---|---|
| Permission | `billing:read` ([all permissions](https://docs.smartchat.marketing/en/api/permissions/)) |
| Risk | Read |
| Idempotency-Key | Not needed ([how it works](https://docs.smartchat.marketing/en/concepts/idempotency/)) |
| Safe to repeat | Safe: the call only reads. |
| Rate limit class | `read` (120 requests per minute per key) |
| Confirmation | None |
| MCP tool | Not available in MCP |
| Since version | 2026-10-25 |

## What it does

- Only reads data. It changes nothing and sends nothing.

## Examples

**curl**

```bash
curl "https://api.smartchat.marketing/v1/billing" \
  -H "Authorization: Bearer $SMARTCHAT_API_KEY"
```

**Python**

```python
import os
import requests

response = requests.get(
    "https://api.smartchat.marketing/v1/billing",
    headers={"Authorization": "Bearer " + os.environ["SMARTCHAT_API_KEY"]},
)
response.raise_for_status()
print(response.json())
```

**TypeScript**

```typescript
const response = await fetch("https://api.smartchat.marketing/v1/billing", {
  method: "GET",
  headers: {
    Authorization: `Bearer ${process.env.SMARTCHAT_API_KEY}`,
  },
});
if (!response.ok) throw new Error(await response.text());
console.log(await response.json());
```

Response (200):


```json
{
  "object": "billing",
  "plan": {
    "id": "starter_299",
    "name": "Starter",
    "price_eur": 299,
    "credits_per_period": 3000
  },
  "subscription": {
    "status": "active",
    "current_period_end": "2026-11-25T09:41:07Z",
    "cancel_at": null,
    "term_months": 1
  },
  "credits": {
    "balance": 2810
  },
  "payment": {
    "failed": false,
    "grace_until": null
  }
}
```

## Response

Status 200. Every response has the headers `Request-Id`, `SmartChat-Version` and `X-RateLimit-*`.

| Name | Type | Description |
|---|---|---|
| `object` | string | Always "billing". always `billing` |
| `plan` | object | The current plan. |
| `plan.id` | string | Code of the plan, for example starter_299. Exception to the prefixed IDs: a plan is a fixed list entry, not an object of the account. |
| `plan.name` | string | Display name of the plan. up to 80 characters |
| `plan.price_eur` | number or null | List price per month in euros. Null if not known. 0 to 1000000 |
| `plan.credits_per_period` | integer or null | Credits the plan adds each billing period. Null if not known. 0 to 1000000000 |
| `subscription` | object | The subscription state. |
| `subscription.status` | string | Status of the subscription: active, trialing (free trial), canceled, past_due (payment open) or none. one of: `active`, `trialing`, `canceled`, `past_due`, `none` |
| `subscription.current_period_end` | string or null | End of the current billing period. up to 40 characters; format date-time |
| `subscription.cancel_at` | string or null | When a canceled subscription ends. Null if it is not canceled. up to 40 characters; format date-time |
| `subscription.term_months` | integer or null | Contract term in months (1, 3 or 12). Null if not known. one of: `1`, `3`, `12`, `null` |
| `credits` | object | The credit balance. |
| `credits.balance` | number | Credits left. Credits do not expire. -1000000000 to 1000000000 |
| `payment` | object | State of the last payment. |
| `payment.failed` | boolean | True if the last payment failed and is still open. |
| `payment.grace_until` | string or null | Until when the payment can still be made good before the plan changes to Free. up to 40 characters; format date-time |

## Errors

| Code | Status | When |
|---|---|---|
| [`api_key_expired`](https://docs.smartchat.marketing/en/errors/#api_key_expired) | 401 | This API key has expired. |
| [`api_key_invalid`](https://docs.smartchat.marketing/en/errors/#api_key_invalid) | 401 | This API key is not valid. |
| [`api_key_revoked`](https://docs.smartchat.marketing/en/errors/#api_key_revoked) | 401 | This API key was revoked. |
| [`authentication_required`](https://docs.smartchat.marketing/en/errors/#authentication_required) | 401 | No API key was sent. Send 'Authorization: Bearer <key>'. |
| [`insufficient_scope`](https://docs.smartchat.marketing/en/errors/#insufficient_scope) | 403 | This key lacks a required permission. |
| [`ip_not_allowed`](https://docs.smartchat.marketing/en/errors/#ip_not_allowed) | 403 | This IP address is not allowed for this key. |
| [`rate_limited`](https://docs.smartchat.marketing/en/errors/#rate_limited) | 429 | Too many requests. Wait and try again. |
| [`internal_error`](https://docs.smartchat.marketing/en/errors/#internal_error) | 500 | Something went wrong on our side. |

All errors use [one format](https://docs.smartchat.marketing/en/concepts/errors-overview/).